Assurant Health Eating Disorder Coverage
Assurant Health is a Fortune 500 company that focuses on delivering a broad range of health insurance coverage plans to members across the country. Among the products offered by the company are supplemental, major medical and fixed-benefit plans for small employers, families and individuals.
If you’re seeking comprehensible health care solutions, value-added services and easily accessible health care plans, Assurant Health has what you’re looking for. You can be sure to reap the most benefits from your coverage and ensure protection of your health and financial well-being. Below are some things that separate Assurant Health from other companies in the industry:
- Affordable health insurance solutions
- Disease and care management services
- Easy access to health care
- Convenient access to third-party payment negotiation services
If you want to become a member of Assurant Health, you can visit the company’s website or give our customer service center a call at for quick information about membership and coverage eligibility.
Does Assurant Health Cover Eating Disorder Rehab Programs?
Coverage for eating disorder rehab is such an important concern among Assurant Health’s clients, as the cost of inpatient care can reach $30,000 per month, according to The New York Times. Although the company offers a wide range of health insurance benefits plans such as individual, small groups, short-term, international individual and many others, Assurant Health does not provide coverage for eating disorder treatment.
Assurant Health’s limited-benefits plans, for example, provide a host of programs for you to save money and stretch the value of your coverage; however, the plans clearly state in the exclusions that treatment for behavioral health (nervous or mental disorders) and substance abuse is not covered. In view of this, the best that you can do is to call Assurant Health directly to ask for a referral to a third-party eating disorder health care provider.
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Inpatient Treatment Length Assurant Health Will Cover
Treatment for an eating disorder is best handled in an inpatient center; however, the length of treatment will be decided based on your specific case, history and needs. Before a set length of inpatient stay is determined, you and a counselor at the treatment center of your choice will talk in private and staff members will design a treatment plan specific to your needs that includes a proposed duration of treatment. Once a recommendation for inpatient stay has been made, it requires approval by the insurance company. On occasion, approval will be granted for a shorter duration than proposed by the counselor.
Keep in mind that no single length of treatment will work for everyone recovering from eating disorders. Some patients might need 30 days to recover, while others may require 90 days of inpatient care. The length of treatment may increase if you have a dual diagnosis.
Assurant Health Coverage for Eating Disorders With Dual Diagnosis
According to the National Institute of Health, people with eating disorders have a 50 percent greater chance of incurring a substance abuse problem. When you first show up at a treatment center, your case will be assessed by medical providers to identify the techniques that will be used to address your problem. When a substance abuse problem is suspected apart from your eating disorder, both issues will be addressed simultaneously.
To boost your chances of achieving full recovery, care must include the following:
- Parallel treatment of your substance abuse problem and your eating disorder
- A healthy environment that encourages corroborative recovery
- A comprehensive approach that necessitates the involvement of your family members
- Use of medications to relieve your withdrawal symptoms
- A concerned approach that aims to inspire self-confidence and self-esteem
Although recovering from a co-occurring disorder can prove difficult, total healing is within reach. When you are ready to start working on your sobriety, call our helpline at .
Specialty Eating Disorder Treatment Using Assurant Health
Assurant Health offers a large network of health care providers across the nation. While some patients may be content with receiving care at a standard treatment center, more affluent clients may prefer the services and amenities provided at luxury or executive treatment facilities. You can expect the following exclusive offerings from a luxury treatment program:
- Private room
- Gourmet cuisine
- Yoga and massage services
- Laundry services
- Scenic locations
- Golf, horseback riding and other recreational activities
You might find these posh amenities of benefit to your healing if you necessitate a long stay. An executive treatment center is intended to cater to the needs of high-class business professionals and executives, such as CEOs, who are used to a high standard of living. Having reputations to protect in the business world, their treatment is kept fully confidential. No one, other than your family, will know that you are in treatment for your eating disorder unless you decide to disclose it yourself. At a luxury or executive treatment center, you can handle your projects and interact with your business partners and clients all while participating in rigorous treatment for your problem. The huge difference is that treatment is provided in ultimate comfort.
If you want to determine if your Assurant Health plan covers any amount of luxury or executive treatment for your eating disorder, please feel free to contact us through our helpline at .
How to Cover What Insurance Doesn’t Pay For
Many treatment centers allow clients to work out a payment plan to afford treatment. Other options you can consider are co-financing and government assistance. Several government programs are available to help recovering eating disorder patients. One such government agency is the Substance Abuse and Mental Health Services Administration (SAMHSA). If everything else fails, the only way to obtain treatment is by paying privately. Although this could hurt your financial well-being significantly, your physical and mental well-being are more important.
Verify Insurance Coverage and Find the Best Treatment Programs
Health care providers will unquestionably try to verify your health insurance plan to make sure they are paid for their rendered services. You should come with your health insurance identification card. Your physicians will look at your ID to see which insurer holds your plan. To confirm coverage, they will call your insurance provider to see how much is covered and ensure you have settled your obligations. If you have secondary insurance, this will be verified as well through the process used to verify your primary insurance. To know more about the benefits in using Assurant Health for eating disorder treatment, call our 24/7 helpline today.
In most cases, the most effective treatment for an eating disorder is the combination of psychotherapy or psychological counseling, nutrition and medication. Ideally, care should be catered directly to your needs.
While some patients with eating disorders may benefit from nutritional counseling, support groups and psychiatric medications under the direction of health experts, others may respond much better to group, individual or family therapy, and medical management handled by medical professionals.
If your eating disorder has been linked to severe behavioral or psychological issues, or if it has caused life-threatening physical problems, you may be advised to consider hospital-based care. This type of care normally includes partial hospitalization or intensive residential care in a specialty facility. Since your treatment needs differ from those of others, you should find yourself a medical practitioner who will see you through treatment.
If you think verifying your insurance coverage and finding the best treatment facility for your eating disorder is a laborious task, let us help you. Pick up the phone and dial . The best treatment program may be just around the corner.