Using MultiPlan for Bulimia Treatment
MultiPlan Insurance Company works with doctors and clinics to help you receive the support you need to overcome an eating disorder. Depending on the specifics outlined in your plan, MultiPlan may cover behavioral therapy, cognitive behavioral therapy, dual diagnosis treatment and medications.
MultiPlan Bulimia Coverage
According to the National Institute of Mental Health, bulimia is an eating disorder that is characterized by episodes of binge eating, or uncontrollably eating large quantities of food. This behavior is often followed by purging, excessive exercise or fasting. If left untreated, bulimia can cause a wide variety of health problems, including low blood pressure, anemia, irregular heart rhythms, lack of menstrual periods, excessive thirst, decreased thyroid function, dehydration and even heart failure.
If you or someone you love has questions concerning bulimia and other eating disorders, contact us at to receive more information on treatment in your area.
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Does MultiPlan Cover Bulimia Nervosa Rehab Programs?
MultiPlan Insurance Company covers the cost of rehabilitation from bulimia nervosa and other behavioral health disorders. In order for the company to pay for your treatment, you will first need to see your in-network primary care physician for a diagnosis. In some cases, your physician can talk to you about your treatment options and help you overcome your illness without you having to see a specialist. If you need further care from a behavioral health physician or if you require inpatient treatment or hospitalization, you will need to get a referral from your primary care physician.
Some plans may also put a limit on the number of visits you may make each year to a behavioral therapist, so it’s a good idea to contact your plan administrator before you seek treatment to find out what will be covered. If you decide to go with a doctor or treatment center that is not within MultiPlan’s network, you will need to pay out of pocket for any deductibles required by your policy, and MultiPlan will only pay part of the cost of treatment. Ask your primary care physician to help you locate an in-network behavioral specialist to ensure you receive full benefits.
Inpatient Treatment Length MultiPlan Will Cover
According to the National Institute on Drug Abuse, the average length of time for a successful rehabilitation plan is at least 30 days, but many people require much longer before they are stable enough to return to their normal lives. It can take months before long-term treatment yields any kind of results, and even then, you may be required to stay on medications for depression or other underlying conditions for over a year. The amount of time your MultiPlan policy will pay for inpatient treatment depends on the specifics outlined in your plan. Even if your policy does cover an extended length of time, it will not cover certain specialty treatments, including:
- Luxury treatment centers
- Alternative/holistic therapy
- Faith-based treatment
- Executive treatment programs
- Anger management treatment
- Group therapy or self-help groups
The sooner treatment begins, the better your chances are for a full recovery. It’s important to contact your physician immediately if you or someone you love shows signs of an eating disorder.
Keep in mind that in some cases, you will not need preauthorization. Bulimia can cause esophageal tears, dehydration and cardiac arrest. Any treatment needed to help stabilize your condition as a result of the illness will not have to be authorized. You will have to pay any copayments, and you may be responsible for deductibles and any other costs not covered by your policy.
MultiPlan Coverage for Bulimia Dual Diagnosis
It is common for an individual with an eating disorder to suffer from another disorder or addiction at the same time. This type of patient receives a dual diagnosis and will need to be treated for both conditions in a treatment center. Other conditions that often go hand in hand with an eating disorder include:
- Post-traumatic stress disorder
- Personality disorder
- Drug or alcohol addiction
- Insomnia or other sleep disorders
- Obsessive-compulsive disorder
- Panic disorder
While a dual diagnosis can complicate treatment, inpatient treatment methods can be very effective. When dealing with a dual diagnosis, your MultiPlan eating disorder coverage may include your addiction treatment, but it may not cover your mental health treatment. Each policy is different, so it is important to contact your MultiPlan representative to see what you will need to pay for on your own. It’s very important to explore your treatment options even if your policy does not cover treatment.
Specialty Bulimia Treatments Using MultiPlan
Typically, alternative methods of eating disorder treatment are not covered by any insurance policy, including MultiPlan. For example, bulimia can often cause weight problems. Whether you are underweight or overweight, nutrition education and fitness programs may be the solution to help you feel better about yourself. Unless your weight loss program is monitored by your primary care physician, it will likely not be covered. Massage therapy can help reduce anxiety, and several mind-body therapies, including yoga and hypnosis, can promote a sense of improved well-being. Herbal treatments and supplements can help control the appetite and suppress the urge to binge.
While alternative medications can be inexpensive, they are often not backed by clinical research and will probably not be covered by your insurance. It’s important to talk to your doctor to discuss any other medications you are taking before you choose an alternative treatment. To learn more about the benefits of using MultiPlan for eating disorder treatment, call us today.
How to Cover What Insurance Doesn’t Pay For
Many bulimia sufferers do not receive the proper care they need to get better simply because they do not have the means to pay. If for some reason your MultiPlan Insurance coverage does not cover the entire cost of treatment, plenty of alternative methods of payment are available to ensure you get the best care. If you can’t afford to pay for the entire cost of treatment, check with the treatment facility in advance; many programs offer alternative financial arrangements, including financing or payment plans.
If you attend classes at a college or university, your health care may be covered in the cost of your tuition. Check with your college clinic to see if it offers counseling or other treatment options. In addition, many communities have free clinics that are available to those with low income levels. Usually, you will have to fill out paperwork and prove your income before you can make an appointment, but this method is ideal for someone who is out of work or without medical insurance. You may also check with local churches or any self-help groups in your area. These services are usually free, and it will help you get treatment if you have no other alternatives.
Verify Insurance Coverage and Find the Best Treatment Programs
The best way to see if your MultiPlan policy covers the cost of your bulimia treatment is to call the number on the back of your benefits card. Before you call, make sure you have the social security number of the person who needs treatment. An agent can help go over your policy and verify your coverage. You will also find out how long your MultiPlan insurance policy will cover treatment.
If you or someone you love has questions about bulimia treatment, call us 24-7 at . We can answer any questions and concerns you may have.